Fast and affordable unsecured business finance from £2000 to £500,000
Ditch the Collateral, Embrace Growth: Unsecured Loans from £5,000 to £2 Million
Need a cash injection to fuel your business ambitions? Skip the asset headaches and unlock your potential with a flexible Black & White Funding unsecured loan.
Checking your eligibility won’t affect your credit score.
What is an unsecured loan?
An unsecured loan is the simplest form of lending, it is based on your businesses credit worthiness and does not rely on securing the loan against business assets as a form of security for the lender.
With personal unsecured loans, the lender won't have the right to seize valuables like your home or car.
Since unsecured loans are not secured by any assets, the lender will have no claim over your financial resources if you default on a payment.
Simple and Straightforward: No mountains of paperwork or strict credit checks. We assess your business potential and tailor a loan solution that fits your unique needs.
Fuel Your Vision: Whether it's scaling your team, expanding your inventory, or launching that game-changing marketing campaign, we have the funding to make it happen.
Flexible Repayment Options: Choose a repayment plan that works for your cash flow, ensuring your growth journey stays smooth and stress-free.
Fast and Efficient: Get a quick eligibility check and funding decision within days, so you can focus on what you do best – building your business empire.
Experienced Support: Our dedicated team is with you every step of the way, offering guidance and support to make your funding journey a success.
Check your eligibility in 30 seconds with our online form without affecting your credit score.
FAQs
What are unsecured small business loans?
If you want a business loan without offering security, an unsecured business loan might be just what you’re looking for.
Unsecured loans are a great funding option for businesses that don’t own many assets, businesses that would prefer not to offer security, or any company that’s growing fast and needs finance quickly.
With a variety of lenders on the market able to offer unsecured loans up to £250,000, there are options for a wide variety of situations. Read more to find out how an unsecured loan could help your business.
What are the eligibility requirements?
We consider a variety of factors when assessing your eligibility, including your business history, financial performance, and future growth plans. We offer a more holistic approach compared to traditional lenders.
What happens if I can't repay the loan?
We understand that unforeseen circumstances can arise. We work with borrowers to find solutions and offer support to help you manage your repayments.
Can I get an unsecured business loan with no personal guarantee in the UK?
Although lenders will sometimes require a personal guarantee from the company director when issuing an unsecured business loan, in some cases no personal guarantee is required. However, the loan may be more expensive as a result.
Is a small business loan secured or unsecured?
An unsecured business loan is a loan that doesn’t require security. A secured loan uses assets as security — which means if things don’t work out, the lender can sell the assets to recoup the cost of the loan. The question of ‘secured vs. unsecured loans’ is really all about risk for the lender.
How long does it take to get approved?
Our streamlined process allows you to get a quick eligibility check and funding decision within days, so you can start putting your loan to work faster.
Free quote, smooth journey.
How Does Black And White Funding Works?
Compare the whole market and choose the right option for you
Black And White Funding will compare rates from over 250 lenders, so that you can select the funding that best suits your needs. We help you to easily compare the rates and terms available before formalising your application.
With our unique approach we can get you offers from more lenders and take you from initial application to funds in your account within just 24 hours.
It’s fast, simple and hassle-free
We understand small businesses better than anyone else and make sure that the lenders see your business in the best light.
Our unique approach ensures your business will be evaluated on metrics that actually count such as disposable income and expected cash-flow. This will ensure more lenders say yes to give you more options to choose from.
Remeber!!! Checking your eligibility won’t affect your credit score.
Powerful Alliances, Exclusive Opportunities: Unveiling Our Lending Partners
Why not just schedule a call with us?
Still unsure of what you looking for?
We have experience with a wide variety of business finance solutions and have access to a wide range of business finance products that are not always available from your high street bank or current lender.