Discover Your Loan Options in Minutes - No Credit Impact!
Get matched with lenders for the best rates & terms, all without hurting your credit score.
Access a formidable network of 250+ lenders.
Explore loan options ranging from £5,000 to an impressive £5 million.
Fear not, as your credit score remains untouched throughout the process.
Experience the journey with expert guidance at every step – because your financial success is our commitment.
Do ambitious growth plans have you buzzing?
supporting UK SMEs with business financing Options from £5,000 - £5,000,000
Do ambitious growth plans have you buzzing? Or dreaming of keeping your success story humming smoothly? Black & White Funding is here to fuel your UK SME, with loans up to a colossal £2 million!
Our Business Loan Solutions for Working Capital Include;
Flexible Finance Options:
Explore versatile and adaptable finance solutions that align with the unique requirements of your business.
Loan Range from £5,000 to £5 Million:
Secure the capital you need, ranging from £5,000 to a substantial £5 million, ensuring scalability for businesses of all sizes.
Merchant Cash Advance Options:
Unlock the potential of Merchant Cash Advances with a minimum monthly turnover of £10,000 in card transactions.
Diverse Financing Options:
Choose from a spectrum of financing solutions, including large business loans, working capital loans, unsecured and secured business loans, e-commerce financing, revolving credit facilities, merchant cash advances, asset finance, invoice finance, management buyout finance, and business acquisition finance.
Versatile Property Financing:
Whether residential or commercial, our financing extends to a diverse range of properties, including retail outlets, restaurants, cafes, guest houses and B&Bs, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, gyms, investment properties, development land, and buy-to-let properties (portfolios and limited companies welcome).
It’s fast, free and it won't affect your business’ credit score.
Free quote, smooth journey.
How Does Black And White Funding Works?
Compare the whole market and choose the right option for you
Black And White Funding will compare rates from over 250 lenders, so that you can select the funding that best suits your needs. We help you to easily compare the rates and terms available before formalising your application.
With our unique approach we can get you offers from more lenders and take you from initial application to funds in your account within just 24 hours.
It’s fast, simple and hassle-free
We understand small businesses better than anyone else and make sure that the lenders see your business in the best light.
Our unique approach ensures your business will be evaluated on metrics that actually count such as disposable income and expected cash-flow. This will ensure more lenders say yes to give you more options to choose from.
Remeber!!! Checking your eligibility won’t affect your credit score.
Our finance options
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Secured loans
A secured business loan enables you to access finance by offering a company asset such as property, machinery or equipment as security against the amount you need.
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unsecured loan?
Need a cash injection to fuel your business ambitions? Skip the asset headaches and unlock your potential with a flexible Black & White Funding unsecured loan.
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asset finance?
Our comprehensive Asset Finance solutions, backed by a panel of trusted partners, are designed to cater to a diverse range of business needs.
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Bridging Loans
Bridging finance is a short-term property loan. It is used in unique situations where either you’re unable to get a mortgage or it doesn’t make sense to get a mortgage.
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Invoice Finance
Invoice finance is a great way to speed up the time it takes you to get paid. It works by funding you for upto 95% of the total invoice amount upfront in exchange for a fee.
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Cash Advance
A Merchant Cash Advance (MCA) is a type of financing where a lender provides capital upfront to your business which you then pay back.
FAQs
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In order for us to offer lending we require you to be a limited company that has been trading for at least 12 months with an annual turnover circa £100,000. In addition to this lenders also have their own individual requirements, please get in touch to make sure you meet the lender’s requirements.
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The interest rates typically start from 2.9% however they vary depending on which lender you have your loan through, we work with a variety of lenders so the rates will vary but we will always strive to find you the best deal.
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In most cases the lender will allow you to borrow 1-2 times your monthly turnover. However, this can be higher or lower depending on some factors. Fill out our short form and we will be in contact to assist you in getting the funding you need.
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In other words, no, your firm does not require strong credit to apply for a limited company loan, albeit it may limit your capacity to apply with conventional high street lenders.
The amount that businesses with poor credit can borrow may also be limited, and lenders may impose additional conditions on the loan once it has been approved. -
If you have an active CCJ that's in a payment plan, we can help you. If you have multiple CCJ's our lenders can still make you an offer, but you can not have any more than three active CCJ's that amount to over £10,000. If you are unsure please get in touch with the team and we will assist you.
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Yes, we are a broker of business loans and help connect business owners with finance solutions to help their business.
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We charge a fee of £397.00. This is only payable upon acceptance of an offer.
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-Personalised Service: Our team will help find the best suited loans to your requirements and based on your current circumstances
-Save Money: Our team have great relationships with our lenders and will negotiate the best terms on your behalf
-Time Efficient: our teams work diligently and quickly, acting on your behalf to find the best outcomes specific to your requirements
-Objective Advice: our teams will advise you of the most up-to date information on the market, with your requirements being considered every step of the way
-Industry knowledge: Access to our extensive knowledge and network of industry experts
-Support: The team will support you throughout the entire process, keeping you updated with all information at all times
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Lending is a great option for a lot of businesses but isn’t always the best option, please get in touch to discuss in more detail with us to see if it’s right for you.
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At the moment we can only offer finance to businesses that are registered in the UK.
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If your limited company doesn't have any capital or cash flow, lenders may be able to provide you with an unsecured loan.
A guide on unsecured loans and the reasons they can be the best choice for your business has already been created by our team.
There is a wide range of lenders to choose from with unsecured loans so it may work out to be the best option for your limited company. -
We have many lenders on our panel that are willing to work alongside another lender, providing the client is capable of meeting the repayment obligations. Documentation is required to assess this.
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The majority of our lenders require at least three months trading in order to underwrite an application & some lenders require slightly longer. However, as long as you can provide the last three months of your business’s bank statements, the lender has something to assess.
Powerful Alliances, Exclusive Opportunities: Unveiling Our Lending Partners
Contact us
Feel free to drop us an email if you have any questions or queries, or fill out the form using the button below to speak to us about a loan application.
One of our team will get back to you within 24 hours.
info@blackandwhitefunding.co.uk
Call us on 01344 952889
It’s fast, free and it won't affect your business’ credit score.
about black & white funding
